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Product-wise mandatory document checklist designed with a clear numeric hierarchy to ensure compliance, transparency, and faster loan processing.

  • 1.Home Loan

    - Documents required for residential property purchase or construction.

    1. KYC: Aadhaar, PAN, Passport / Voter ID / Driving License
    2. Address Proof
    3. Income Proof: Salary Slips / ITR
    4. Bank Statement (6–12 months)
    5. Property Documents & Title Papers
    6. Approved Plan & Occupancy Certificate (if applicable)
    7. Passport Size Photographs
  • 2.Loan Against Property (LAP)

    - Secured loan using residential or commercial property as collateral.

    1. KYC Documents
    2. Income Proof & Bank Statements
    3. Property Ownership Documents
    4. Latest Property Tax Receipt
    5. Legal & Valuation Report
  • 3.Personal Loan

    - Unsecured loan for personal, medical, or emergency expenses.

    1. KYC Documents
    2. Salary Slips / ITR
    3. Bank Statement (3–6 months)
    4. Employment / Business Proof
    5. Photographs
  • 4.Business / MSME Loan

    - Funding solutions for business expansion and working capital needs.

    1. KYC of Proprietor / Partners / Directors
    2. GST, Udyam, Shop Act Registration
    3. ITR (2–3 Years)
    4. Bank Statements (6–12 Months)
    5. Financial Statements
    6. Office Address Proof
  • 5.Education Loan

    - Financial support for higher education in India or abroad.

    1. Student & Parent KYC
    2. Admission Letter
    3. Fee Structure
    4. Academic Records
    5. Income Proof of Parent / Guardian

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